Privacy Policy

ClearCents ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use the ClearCents mobile application and website (collectively, the "Service").

1. Information We Collect

We collect the following types of information:

• Account Information: Your email address and name when you create an account or sign in via Google or Apple.
• User-Entered Financial Data: Budget information, income amounts, bill details, savings goals, and debt information that you manually enter into the app. We do not connect to your bank accounts or access real financial accounts.
• Usage Data: General information about how you interact with the app, such as features used and session activity, to help us improve the Service.
• Device Information: Basic device and platform information (e.g., iOS version) used to ensure app compatibility.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the ClearCents Service
• Create and manage your account
• Save and sync your budget data across devices
• Respond to your support requests
• Improve and develop new features of the Service
• Comply with legal obligations

3. Data Storage and Security

Your data is stored securely using Supabase, a managed database platform with industry-standard encryption at rest and in transit. We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

4. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties. We may share data only in the following limited circumstances:

• Service Providers: Trusted third-party providers (such as Supabase for data storage) who assist in operating our Service and are bound by confidentiality obligations.
• Legal Requirements: If required by law, court order, or governmental authority.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction.

5. Third-Party Sign-In

ClearCents offers sign-in via Google and Apple. When you use these services, their respective privacy policies also apply. We only receive your name and email address from these providers and do not receive access to your Google or Apple accounts beyond authentication.

6. Your Rights and Choices

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your account and associated data
• Export your data

To exercise any of these rights, contact us at support@getclearcents.com.

7. Children's Privacy

ClearCents is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by updating the "Last updated" date at the top of this page. Continued use of the Service after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us at: